Moving In
Some celebrate with champagne, while others are simply thankful to close the deal! Either way, there are a few housekeeping tasks to complete at this stage of the process.
Final Walk-Through Inspection
The final walk-through is your last opportunity to inspect the house before purchasing. By this time, all contingencies in the Purchase Agreement should be met, and the seller's belongings should be removed. This inspection usually takes place the day before or the day of closing.
Closing
Once you are satisfied with the final inspection, it's time to close. You, the seller, and the closing agent will sign the settlement agreement, which outlines the financial transactions to ensure accuracy. You will sign your loan documents and deposit the balance of your down payment and closing costs into escrow. If you are bringing funds to the transaction, you can either bring a certified bank check to the closing in the amount specified in the settlement statement or have the funds electronically wired to the escrow account.
Once everything is completed, the deed will be recorded at the County Recorder’s office, and you will officially take ownership of your property.
When you're ready to get started, call us at 850.344.1517 or complete this short form, and one of our agents will be in touch.
Find out how we can help you reach your real estate goals by completing the form .
Get In Touch
Tips For Buying
Don’t Max Out Your Budget
Even if you’ve been approved for a maximum amount, it’s wise not to spend it all on the home's purchase price. Be sure to set aside funds for closing costs, taxes, and potential home repairs or remodeling.
Get to Know the Area
Ensure the neighborhood suits your family's needs. Consider proximity to schools and convenient access to shopping and other essential services.
Don’t Skip the Home Inspection
Home inspections are invaluable, as they can reveal hidden problems you might not notice otherwise. They provide peace of mind and help you make more informed decisions about your purchase.
Get Pre-Approved
Securing pre-approval from a lender shows the seller that you are serious and ready to purchase, rather than just window shopping.
Identify what you can live with, what you can't live without, and what can be addressed with a simple remodel. For example, if you need a 4-bedroom home, don't settle for a 2-bedroom that requires a costly addition.
Check the Age of Appliances and Other Systems:Appliances are among the most expensive parts of a home, so it's important to consider their age and maintenance history. Additionally, have your HVAC system, hot water heater, and septic and well systems (if applicable) inspected. You might also negotiate with the seller to include a home warranty in the purchase.
Review HOA Requirements:Many neighborhoods have HOAs that set rules and regulations. Make sure you understand the specific guidelines for your neighborhood.
Areas We Serve
- Fort Walton Beach
- Eglin AFB
- Hurlburt AFB
- Okaloosa Island
- Destin
- Niceville-Valparaiso-Bluewater Bay
- Navarre-Mary Esther
- Sandestin
- Santa Rosa Beach-0A